Free while we earn it.
One experience, free during early access. We'll introduce paid plans only once the product has proven itself — and the first 500 members lock in our lowest rate for life.
Free during the early access period
What you get today
- Your weekly Leap — the single move that does the most
- Full picture: cash, debt, 401(k), goals
- Ask Ribbit anything, in plain English
- All six planning tools
What the first 500 keep
- Recognition as a founding supporter
- Priority support
- Locked-in pricing — our lowest rate, for life
What happens after early access?
We'll introduce paid plans only once we've earned it. Founding Members keep their perks and lock in our lowest possible rate for life.
Free to start · No card · You approve every move
Questions about pricing.
Do you have multiple plans?
Not right now. Everyone gets the same experience, free, during early access. We'll introduce paid plans once we've earned it — and Founding Members keep their perks and lock in the lowest rate.
Who is a Founding Member?
The first 500 signups, automatically. No extra step and no checkout — it's a thank-you for helping us build.
How do you make money?
Eventually, a simple subscription. If we ever earn a referral fee from a financial product, we disclose it on the spot. We never earn more by steering you toward a worse option — that's the whole point.
Do you move my money?
Never without your say-so. Ribbit finds the move and shows you the math behind it. You decide whether it happens.
Is my financial data secure?
We connect through Plaid with read-only access — the same infrastructure your other financial apps use. We don't store your banking credentials, and we don't sell your data.
What if it doesn't work for me?
Early access is free, so there's nothing to lose by trying. When paid plans launch we'll publish a clear guarantee policy.