If you've ever wondered why so many financial tools push credit cards, loans, or constant upsells, the answer is simple: their incentives aren't aligned with yours.
Most platforms get paid when you open a new card, take out a loan, roll over debt, or click the "top offer" (which often pays the highest referral fee). That doesn't make them evil — but it does mean their advice isn't always neutral.
WeLeap takes a different approach.
Our Free plan is actually free. At WeLeap, the Free plan is designed to stay free. You get a clear view of your finances, insights into spending, income, and savings, and guidance without pressure.
When Free users choose to sign up for optional financial products through WeLeap, referral or transaction fees may be generated. Those fees help keep the platform running. No hidden subscriptions. No dark patterns.
Plus changes where the money flows. The real shift happens with Plus. Plus members pay a simple monthly subscription. But here's the key difference: 100% of product-related transaction and referral fees generated by Plus members flow into the WeLeap Community Fund — not to WeLeap.
That means you're not funding us with your financial decisions. You're funding each other. The upside goes back to the community, not a corporate balance sheet. WeLeap's incentives stay clean: help you make better decisions, not more transactions.
Referrals that reward participation, not spam. We didn't want referrals to feel like gimmicks either. So we built a simple system: 3 credits = 1 free month of Plus. Earn 9 credits, and you unlock governance rights in the Community Fund. Earn more, and you unlock deeper participation and long-term perks.
Referrals aren't about growth hacks. They're about rewarding people who help grow a healthier financial ecosystem.
Why this matters. WeLeap isn't trying to win by selling you more financial products. We're trying to win by aligning incentives, being explicit about how money moves, and giving users a real stake in the system. That's why our pricing looks different — because the values behind it are different.
💡 Your takeaway: Join early. Get Plus free during Early Access. And see what it feels like when your financial choices actually benefit your community — not just a platform.